A. The license director shall not approve any license for ambulance service nor shall any ambulance be operated in the city unless there is at all times in force an insurance policy which insures the owner of such ambulance, and his/her employees and agents, against all claims for personal injury, death and property damage arising out of or in connection with the performance of activities associated with the operation of the ambulance company. Such policies of insurance shall be endorsed to name the city as an additional insured. The ambulance company shall also indemnify, defend and hold the city harmless from any causes of action arising from the operation of the ambulance company. The minimum scope and limits of coverage shall be set by the license director as recommended by the city attorney. Evidence of such insurance shall accompany the application for license and shall be maintained on a continuous basis through subsequent license renewal periods.

B. Every insurance policy required hereunder shall contain a provision for a continuing liability thereunder to the full amount thereof, notwithstanding any recovery thereon, that the liability of the insurer shall not be affected by the insolvency or the bankruptcy of the insured and that, until the policy is revoked, the insurance company will not be relieved from liability on account of nonpayment of premium, failure to renew license at the end of the year, or any act or omission of the named insured.

C. Every insurance policy required hereunder shall extend for the period to be covered by the license applied for and the insurer shall be obliged to give not less than thirty days written notice to the license director and to the insured before any cancellation, discontinuance or termination of the policy earlier than its expiration date or reduction of limits or change in policy, terms or conditions which would reduce coverage afforded.

D. Publicly owned ambulance/emergency first aid service or any ambulance/emergency first aid service run by a political subdivision of the state of Washington, or by a municipal corporation, or quasi-municipal corporation, may elect to be a self-insurer and thereby be relieved of the duty imposed by this section; provided, the license director is satisfied with the adequacy of the self-insurance. (Ord. 2308-98 § 6, 1998.)