A. The applicant of a special event must possess or obtain commercial general liability (“CGL”) insurance and liquor liability insurance, if applicable, to protect the city against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the special event and to protect the city from any and all claims and risks in connection with any activity performed by the applicant by virtue of the special event. Such insurance shall name the city of Everett, its officials, officers, employees, agents, and volunteers, and, as required, any other public entity involved in the special event, as additional insured pursuant to an endorsement. Insurance coverage must be maintained for the duration of the special event including any set up and tear down associated with the special event. Notice of cancellation shall be provided immediately to the city.

B. Except as provided in this section, CGL coverage shall be in a combined single limit of at least one million dollars per occurrence and general aggregate limit of at least two million dollars and endorsed to apply separately to the event. Liquor liability insurance, if applicable, shall be in the minimum amount of one million dollars per occurrence. CGL coverage shall be per occurrence, and primary and noncontributory to any insurance or self-insurance of the city, and shall include a waiver of subrogation.

C. If the special event is of a demonstrated high- or low-risk category, according to recognized insurance and risk management standards, the city’s risk manager may authorize a greater or lesser amount of coverage than required by this section, or may require a particular type of insurance coverage different from that specified in this section.

D. The insurance required by this section shall encompass all liability insurance requirements imposed for other permits required under other sections of this chapter and is to be provided for the benefit of the city and not as a duty, express or implied, to provide insurance protection for spectators.

E. Special events that are primarily athletic in nature (marathons, running events, triathlons, regattas and similar events) require a CGL policy which includes athletic participant coverage providing protection for claims made by athletic participants.

F. A certificate of insurance, along with necessary endorsements, shall be filed with the city clerk at least thirty calendar days before the special event, unless the city clerk for good cause modifies the filing requirements. (Ord. 3621-18 § 19, 2018.)